About Junior Officer Money
Hello, I’m Joe Brown,
Founder of Junior Officer Money!
As a former instructor at the Coast Guard Academy, I witnessed the financial challenges faced by cadets and junior officers. Seeing their struggles and lack of financial guidance inspired me to create Junior Officer Money. My goal is to empower junior officers to align their money with their values, ensuring they make the most of their opportunities both in and out of the military.
Practical Financial Education and Resources
Practical Financial Education and Resources you can count on FOR FREE!
Start Your Joureny
Use our Process to Design YOUR personal financial Plan.
Personal Financial Journey
I’ve walked the path of a junior officer, navigating career starter loans, deployments, and unfamiliar cities. In the early days, financial planning was a mystery to me. I once scoffed at the idea of an emergency fund—now, I couldn’t imagine life without one
Guiding Principles
At Junior Officer Money, our financial education is rooted in simple yet powerful principles: live on less than you earn, define your values, and draft a statement of financial purpose. By following the Financial Rules of Engagement, you’ll be equipped to lead a fulfilled life.
Sharing Stories and Lessons
I’ve had my share of financial lows, including a time when I had to roll pennies for gas. These experiences have shaped my journey, and I’m here to share the highs, lows, and valuable lessons with you.
Unique Approach to Financial Planning
The catalyst for Junior Officer Money came during my transition out of the Coast Guard. Stories of retired officers struggling to find purpose and others facing homelessness shook me. I realized the importance of sharing my experiences and knowledge – helping junior officers prepare financially for a fulfilling life in and out of the military.
Driving Force Behind the Platform
The catalyst for Junior Officer Money came during my transition out of the Coast Guard. Stories of retired officers struggling to find purpose and others facing homelessness shook me. I realized the importance of sharing my experiences and knowledge – helping junior officers prepare financially for a fulfilling life in and out of the military.